18 Dec 2025 Refinancing in California 2026: What Homeowners Ne... Introduction California’s real estate market continues to evolve in 2026, with interest rate shifts, strong regional home values, and a high number of homeowners exploring refinancing to lower payments, consolidate debt, or access equity. Whether you’re in Los Angeles, San Diego, Sacramento, or smaller inland counties, refinancing in California offers unique opportunities – especially in […] Share on Facebook Share on Twitter
17 Dec 2025 Refinancing in Arizona 2026: What Homeowners Need ... Introduction As Arizona’s housing market continues evolving in 2026, many homeowners are looking at refinancing as a way to lower their monthly payment, access equity, or move from an adjustable-rate to a safer fixed-rate mortgage. Whether you’re in Phoenix, Tucson, Mesa, or smaller rural areas, refinancing in Arizona comes with unique opportunities – especially as […] Share on Facebook Share on Twitter
28 Aug 2023 Avoid Costly Mortgage Mistakes: Why Choosing the R... Story time! Once upon a time a client decided to use a retail lender.. Costly mistake! If you or your clients don’t like what they hear form their loan officer give us a call! Ryan Mandley Iconic Rate LLC – Dream Home Funder Ryan@iconicrate.com 480-203-6263 NMLS 1181993 Share on Facebook Share on Twitter
24 Aug 2023 Student Loan Forbearance Ends Sept 1st! What’s y... Student loan forbearance ends September 1st. This will affect 44 million people. You will now start having to make payments and accruing interest. I suggest you immediately call your servicer to get your predicted payment amount. If this payment is to high for you ask for an income based repayment plan. If you are in […] Share on Facebook Share on Twitter
11 Aug 2023 Before you get a jumbo home loan, check with Iconi... Our biggest investor just announced they will not be beat on jumbo loans. Jumbo loans consist of a home loan amount that is great than $726,200. Make sure to check with us before you commit to jumbo financing for the best pricing and rates. Are you in the market for a jumbo purchase or refinancing? […] Share on Facebook Share on Twitter
10 Aug 2023 Watch this before you stop paying your credit card... Discover how to tackle the staggering $1 trillion consumer credit card debt crisis head-on. Are you losing sleep over mounting bills? As a homeowner, you hold potential solutions in your hands. Before you stop paying your credit card bills, let’s have a conversation and explore your viable options today. Ryan Mandley Iconic Rate LLC – […] Share on Facebook Share on Twitter
1 Aug 2023 How much dead money do you have in your home? How much dead money do you have in your home? Get access to that cash quick and put it to work. We can help you access your cash in as fast as 5 days! How much cash do you need? Call / Text 480-203-6263 today! Ryan Mandley Iconic Rate – Dream Home Funder Ryan@iconicrate.com NMLS […] Share on Facebook Share on Twitter
20 Jul 2023 No Income Home Loans No Income documentation purchase and refinance home loans now available for primary and second homes! With 20% down and a 700 FICO score you may qualify for a loan amount up to 3 Million with 12 months reserves. This can also be used for a cash out refinance for debt consolidation up to 70% of […] Share on Facebook Share on Twitter
6 Jun 2023 You don’t have to refinance to tap into your hom... If you are one of millions of homeowners who are stuck in the debt trap lets make a plan for you to get out. You don’t need to refinance and have two different options. A home equity line of credit or a fixed second mortgage can both be great options to get access to your […] Share on Facebook Share on Twitter
12 Apr 2023 Up to $4,000 grant now avail on a 1% down conventi... 1% down conventional home loans now available with up to $4,000 in grant money. If you qualify for 50% or below of the average income for the area and meet the qualifications of a conventional loan you may qualify for this amazing program. This program is exclusive to select independent mortgage brokers such as Iconic […] Share on Facebook Share on Twitter
